Someone's experience of raising a child with special needs!

When you're going to have a baby, its like planning a fabulous vacation trip to Italy. You buy a bunch of guidebooks and make your wonderful plans: the Coliseum, Michelangelo' s David, the gondolas in Venice. you may learn some handy phrases in Italian. its all very exciting.

After months of eager anticipation, the day finally arrives. you pack your bags and off you go. several hours later, the plane lands. the stewardess comes in and says, " Welcome to Holland."

"Holland?!?" you say. "What do you mean Holland? I signed up for Italy!I'm suppose to be in Italy. All my life I've dreamed of going to Italy."

But there's been a change in the flight plan. They've landed in Holland and there you must stay.

The important thing is that they haven't taken you to a horrible, disgusting, filthy place, full of pestilence, famine and disease. It's just a different place.

So you must go out and buy new guidebooks. and you must learn a whole new language. and you will meet a whole new group of people you would never have met.

It's just a different place. Its slower-paced then Italy, less flashy than Italy. But after you've been there for a while and you catch your breath, you look around and you begin to notice that Holland has wind mills-and Holland has tulips. Holland even has Rembrandt's.

But everyone you know is busy coming and going from Italy...and they're all bragging about what a wonderful time they had there. And for te rest of your life, you will say, "yes, That's where i was supposed to go. That's what i had planned"

And the pain of that will never, ever, ever, ever go away, because the loss of that dream is a very, very significant loss.

But if you spend your life mourning the fact that you didn't get to Italy, you may never be free to enjoy the very special, the very lovely things about Holland.
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I don't know who wrote this .................but so nice!!!

Transferring a house out of Trust

Our house is in our trust. (I hope I describe the terminology correctly.). We are doing refinance for the house, and need to transfer the house out of the trust. What is the procedure to do that? How long does it take? And how much is the fee?



Responses:
=======================
Our situation was that - we forgot to tell our refi agent that our house is newly placed under the trust. The agent has the old record that the house is under our names until the final stage they found out. They sent a notary public to our home to sign one docuemnt (I believe only one- pull it out and then transfer it back immediately). After the closing, we receive two deeds (one for transferring it out, one for putting it back to the trust). We did not pay any extra penny on this because of our negligence.

=======================
All you need to do is to get a form from the County Assessor office and fill it out and turn it back to them. As long as the owners remain the same, there is no tax involved. You may have to pay $6 fee.

========================

You don't need to do anything beforehand. Your title/escrow company will do that as part of the refi closing. Living trust is very common nowadays, so banks and title compnaies know what to do.

If you want to put it back into the trust after the refi, you can ask the title company to do it (extra charge) or prepare the deed for you to file it yourself.

========================
your title company for refinance should be able to do it.

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I was in the same situation and I did not have to take the house out of trust for doing refinancing. All the
documents refer to the trust and list myself and my wife as the trustee of the trust. Just send your trust
document to your escrow and they will make the proper documentation.

=========================
The same thing happened to us. There was no procedure involved and no fee. In fact
all I remember is our loan agent telling us that the home ownership has to be temporarily moved
out of the trust and that my husband and myself will be listed as the homeowners and not the
trust. May be we signed a paper to acknowledge that(don't remember though). But ours was a revocable trust, so we
had the right to make any changes. I am pretty sure you don't have to pay anything or so any
significant paper work to do this. Pls check with your agent. He/She should know.

=========================
I checked with our attorney before. You should be able to refinance or even sell your house without transferring it out of the living trust.
We haven't refinance but we sold our house without any issue even it was held under the name of the trust.

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Your can use a quitclaim deed to transfer the house from your trust to yourself. However, I recently refinanced and we didn't have any issue with the house under a living trust. Are you sure it is necessary?

=========================
the mortgage agent should be able to do this for you at no cost to you. They can take it out of trust, refi, then put it back into the trust.

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You should not need to move your house out of the trust if you don't want to. You should talk to a good escrow officer about this.

H1-B Doc requirements at HYD consultate

http://hyderabad.usconsulate.gov/handl.html

For Dance Lovers in Bangalore

This is an AD . I have not verified the authenticity but thought it will be useful to dance lovers in Bangalore.



Dear Dance Lovers ,,,,

Latino Rhythms Proudly presents " Rhythms" , A festival of Dance forms.....

LR present to you first of its kind and a Unique Dance Festival with workshops on different forms of dances happening at our studio in Jayangar , Platinum bodies on the 27th,28th and 29th of march ( a long weekend ). These workshops will have different forms of dances that you could choose from ,,, Find below the agenda of the workshop ..


27th Mar :
10- 12 : Beginners Jive by Nidhi and Akshay
12- 1 : Lunch
1- 3 : Basic bachata by john and Nidhi
3-5 : Basic Rueda : john
5-7 : Basic Salsa, Amuda

28th mar :

10-12, : Jive Level 2 , John and nidhi
12-1 : Lunch
1-3 : Bachata level 2 john and nidhi
3-5 : Rueda Level 2 John
5-7 : Salsa level 2 john and Nidhi


29 th mar :
10-12 : Jive level 3 with Lifts and Tricks ; John and Nidhi
12-1 : lunch
1-3 : Bachata level 3 John and nidhi
3-5 : rueda Level 3 advanced , john and Nidhi
5-7 : Salsa Level 3 wid spin techniques and styling for men and ladies by John and nidhi ,

Fee : Single Guys and Girls : Rs 200 ( Per workshop per person )
Couples: Rs 150 ( Per workshop per person )

For Reg email jalatino@gmail.com

or call 98454 33370 or 9844101440

To know more abt us ,
please visit www.latinorhythms.in

Bush says:I would have done some things differently

Bangalore Useful

Here are some useful info for Bangaloreans

1. Check your traffic violation and payonline

Cooks
------
Koramanagala/BTM

Cook Name : Keshav
Mobile : 9741500971

Cook Name :Sathya
Mobile: 9945091351

Sarjapur, Suncity, ORR

Cook Name :Roma
Mobile: 9972731956

JP Nagar. Jaya Nagar and BTM

Cook Name : Suman
Mobile : 9845698648

Cook Name : Ramesh
Mobile 9739150314

Near Forum Mall
Cook Name : Nirakaar
Mobile : 9886267907

Bangalore passport office

http://rpobangalore.gov.in

Bangalore Local Tours

KSTDC has some Bangalore sightseeing daytrips that you can choose from:

http://kstdc.net/Tours.htm

They also seem to have Taxi options apart from Buses.

You might want to contact them and find out the places they cover:

http://kstdc.net/ContactUs.htm

Satyam version of Johny Johny Yes Papa

Received this today on AIM

Raju Raju
Yes baba
Cheating us
No baba
Telling Lies
No baba
Open the balance sheet
HA HA HA